Financing for Small Businesses in a New Climate

Cisco Designed: Empowering small business recovery

You’re adapting to this new business climate, and we know technology upgrades are one of many competing priorities. We can help alleviate financial pressures and offer peace of mind with a predictable payment schedule, no up-front costs1, and competitive low rates. A flexible payment solution plus a 90-day payment deferral option could mean that you can bring forward planned budgets. Simply deferring your initial finance payment for up to 90 days could help manage your cash flow concerns.

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Why finance your IT solutions

We know it’s essential for your business to keep up with technology trends to grow and innovate. Financing helps to relieve the pressure on small IT teams by providing access to technology solutions that work simply, securely, reliably, and affordably. Our competitive payment options enable you to easily invest in the right technology for your business.

Get the equipment you need, when you need it—and the peace of mind that comes with regular, predictable payments with the flexibility to respond to changing requirements. From traditional leases and loans to lifecycle management, consumption models, and bundled solutions, we could help you achieve your desired outcomes, within your budget.

Stay flexible

Keep up with the latest technology as your business grows.

Stretch your budget

Eliminate up-front costs and preserve cash for other business priorities.

Pay over time

Know exactly how much you’re spending and when.

Grow your business

Our flexible terms, competitive rates, and fast credit approvals make it easy.

How it works

Get your complete IT solution

Bundle hardware, software, services, and licenses into one easy-to-manage contract.

Spread payments over time

Get the best rates, whether you choose to lease or own. And pay over 2 to 5 years—whatever works for you.

Enjoy flexible end-of-term options

Choose to return, refresh, or purchase the hardware at the end of your term. 

Build your IT department without adding a single employee

Answer a few quick questions and we'll help you select networking, security, and collaboration solutions tailored to your business.

Need some guidance?

We can create a tailored payment plan to suit your individual business needs.

The answers and support you need are here

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Payment solutions, applicable lenders and availability of any referenced programs will vary by country. Cisco Capital offers leasing and/or financing in a limited number of countries. Leasing and/or financing may be provided by an independent financing vendor in jurisdictions where Cisco Capital does not offer the applicable leasing and/or financing products. Other restrictions may apply. Cisco Capital reserves the right to change or cancel the foregoing at any time without notice.

1Some financing offers may require a down-payment or an upfront payment of sales tax.